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open-banking

open banking APIs

PSD2, Plaid

SystemTechniques · 14Primitives · 56 open-banking Deterministic simulation testingdistributed · medium: Run the whole system in one thread under a seeded scheduler with simulated network, disk and clock, so every failure replays from its seed.›Incremental sync cursorsdistributed · medium: The client keeps one opaque token; each pull returns only the changes after it plus the next token, so sync cost scales with what changed, not with the dataset.›Primary-backup replicationdistributed · medium: One node orders all writes and ships them to standbys; the acknowledgement rule (none, one, all) sets what a crash loses, and an external arbiter decides who takes over.›Webhook deliverynetworking · medium: Reliable server-to-server HTTP callbacks: signed POSTs, 2xx-means-done, retries over days with jitter, endpoint disabling, SSRF guards and idempotent receivers.›Coverage-guided fuzzingsecurity · medium: Mutate inputs, run an instrumented target, and keep any input that reaches a new code edge; feedback turns blind guessing into incremental search.›Envelope encryptionsecurity · medium: Encrypt each object with its own data key and wrap that key under a KMS-held key, so rotation re-wraps 60 bytes and deleting a key shreds data.›TLS 1.3security · medium: The standard encrypted, authenticated transport; one round trip, only forward-secret AEAD suites, and little left to misconfigure.›Idempotency keysfinance · low: Client-chosen unique key per logical operation, stored with a request fingerprint and the final response, so retries replay the first result instead of acting twice.›Circuit breakersystems · low: Stop calling a failing dependency for a while, probe it with trial calls, and resume on recovery: fail fast instead of piling up timeouts.›Exponential backoff with jittersystems · low: Retry after delays that grow geometrically and are randomized, so failed clients spread out instead of hammering a recovering service in synchronized waves.›Hdr histogramdata-structures · low: Log-linear bucketed histograms with bounded relative error for latency percentilesIso 20022 messagesfinance · low: ISO 20022 XML payment and securities messages (pacs, pain, camt, sese): structure and validationProcess supervisionhardware-os · low: A parent process starts services, reaps their exits and restarts them under a delay and burst-limit policy, then stops them with SIGTERM before SIGKILL.›Naive Bayes classifiermachine-learning · low: Count how often each feature occurs per class and score a new item by summed log-likelihoods; trains in one pass, updates and merges by adding counts.›Fuzzy string matchingsearch-sort · low: Edit distance, Jaro-Winkler and trigram indexes for approximate name and address matchingAuthorization models (RBAC, ABAC, R…security · low: How to decide who may do what to which object; roles for coarse rules, relationships for sharing, and checks on every object.›JSON Web Token (JWT)security · low: A signed, URL-safe token carrying claims; the verifier's job is the checklist (pinned algorithm, key by kid, exp, aud, iss), not the format.›Mutual TLSsecurity · low: TLS where the client also proves a certificate key, so every connection carries a verified, rotatable machine identity.›OAuth 2 and OpenID Connectsecurity · low: Delegated authorization (OAuth 2) and login on top of it (OIDC); use authorization code + PKCE for every user-facing client.›Secrets managementsecurity · low: Keep keys and passwords out of code and logs, give workloads short-lived identity instead of static keys, and make rotation routine.›Graceful drainingsystems · low: On a termination signal, stop taking new work, finish in-flight work until a deadline, tell clients to reconnect elsewhere, then exit; clients resume from a token.›Token bucketsystems · low: A bucket of up to b tokens refilled at rate r; requests spend tokens, enforcing an average rate while allowing bursts of b.›Cooperative schedulingconcurrency · low: Green threads/coroutines yielding at await points on a user-space scheduler+ 7 more techniques+ 40 more primitives

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